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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Last update: January 6, 2009 02:33 PM PST

Today's Rates - *For new applicants only
Conforming and Jumbo Programs | Conforming and Jumbo: Interest Only Programs

Conforming Programs
Conforming rates for loans under $417,000

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Conforming 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
4.625	1.250	4.783
4.750	0.750	4.865
4.875	0.500	4.968
5.000	0.000	5.050
5.250	-0.500	5.256

Jumbo 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
4.750	2.500	4.996
4.875	1.750	5.055
5.000	1.500	5.159
5.125	1.250	5.262
5.250	1.000	5.365

FHA 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.875	1.250	6.102
6.000	0.750	6.165
6.125	0.500	6.259
6.500	0.000	6.572
6.500	0.000	6.572

Jumbo 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.375	2.000	8.692
8.500	1.750	8.783
8.625	1.500	8.874
8.750	1.000	8.929
9.000	-0.750	8.935

Conforming 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
4.500	1.500	4.813
4.625	1.000	4.862
4.750	0.000	4.835
4.875	0.000	4.960
5.125	-0.500	5.135

Jumbo 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
7.750	2.000	8.131
7.875	1.500	8.173
8.000	1.000	8.214
8.125	0.500	8.256
8.250	0.000	8.297

Conforming 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
4.500	1.500	4.813
4.625	1.000	4.862
4.750	0.500	4.911
4.875	0.000	4.960
5.125	-0.500	5.135

Jumbo 10 yr Fixed

RATES	POINTS	APR	APPLY NOW

Conforming 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.000	4.697
5.625	0.500	4.682
5.750	0.250	4.690
5.875	0.000	4.699
6.375	-0.750	4.753

Jumbo 3/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	4.065
8.000	1.000	4.073
8.125	0.750	4.082
8.250	0.500	4.091
8.250	0.500	4.091

Conforming 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.000	3.865
5.625	0.500	3.868
5.750	0.250	3.894
5.875	0.000	3.920
6.375	-0.750	4.047

Jumbo 5/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	4.824
8.000	1.000	4.853
8.125	0.750	4.881
8.250	0.500	4.910
8.250	0.500	4.910

Conforming 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.750	1.000	4.335
5.875	0.750	4.377
6.000	0.250	4.396
6.125	0.000	4.439
6.500	-0.750	4.567

Jumbo 7/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	5.507
8.000	1.000	5.553
8.125	0.750	5.600
8.250	0.500	5.646
8.250	0.500	5.646

Conforming 10/1 ARM

RATES	POINTS	APR	APPLY NOW
6.125	1.000	5.067
6.250	0.750	5.131
6.375	0.250	5.170
6.500	0.000	5.233
6.875	-0.750	5.426

Jumbo 10/1 ARM

RATES	POINTS	APR	APPLY NOW
8.125	1.750	6.595
8.250	1.500	6.663
8.375	1.250	6.732
8.500	1.000	6.801
8.500	1.000	6.801

Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming Interest-Only	4.625	1.000	4.761




20 yr fixed conforming Interest-Only




15 yr fixed conforming Interest-Only




3/1 ARM Interest-Only




5/1 ARM Interest-Only	3.560	1.000	3.642




7/1 ARM Interest-Only




10/1 ARM Interest-Only




1 Year Arm Interest-Only




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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo Interest-Only




20 yr fixed jumbo Interest-Only




15 yr fixed jumbo Interest-Only




3/1 ARM jumbo Interest-Only




5/1 ARM jumbo Interest-Only




7/1 ARM jumbo Interest-Only




10/1 ARM jumbo Interest-Only




1 Year Arm Interest-Only




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Interest Only Programs

Conforming Programs: Interest Only
Conforming rates for loans under $417,000

Jumbo Programs: Interest Only
Jumbo rates for loans over $417,000

Conforming: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	0.750	4.771
5.625	0.750	4.771
5.750	0.250	4.757
5.875	0.000	4.765
6.250	-0.500	4.812

Jumbo: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
8.625	1.250	5.584
8.750	1.000	5.592
8.875	0.750	5.601
9.000	0.500	5.610
9.000	0.500	5.610

Conforming: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	1.000	4.960
5.750	0.500	4.963
5.875	0.250	4.988
6.000	0.000	5.014
6.000	0.000	5.014

Jumbo: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
8.625	1.250	6.222
8.750	1.000	6.250
8.875	0.750	6.279
9.000	0.500	6.308
9.000	0.500	6.308

Conforming: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.875	1.000	5.234
6.000	0.750	5.275
6.125	0.250	5.293
6.250	0.000	5.335
6.250	0.000	5.335

Jumbo: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
8.875	1.500	6.957
9.000	1.250	7.004
9.125	1.000	7.051
9.250	0.750	7.098
9.250	0.750	7.098

Conforming: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
6.250	1.000	5.708
6.375	0.750	5.770
6.500	0.250	5.807
6.625	0.000	5.868
6.625	0.000	5.868

Jumbo: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
9.125	1.750	7.896
9.250	1.500	7.964
9.375	1.250	8.033
9.500	1.000	8.101
9.500	1.000	8.101

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